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No matter what type of business you are posting, you are entitled to this unsecured loan in partnership with the federal government.
Agri-Business/Small and Medium Enterprise Investment Scheme (AGSMEIS) is an initiative in partnership with the Micro Finance Bank to support the Federal Government’s efforts, and for the promotion and propagation of agricultural businesses and other small/medium enterprises (SMEs) in order to create a sustainable development and employment.
How Does it Work?
Before you get the loan, you need to get trained by first selecting a CBN-Certified Entrepreneurship Development Institute (EDI), during your application process.
Step 1: Get trained
Step 2: Apply for the loan using EDI guides to secure the loan
Step 3: The loan will be paid into your account if you are qualified.
Step 4: You’ll be assisted by Entrepreneurial Development Institute to implement your business plan
Step 5: You can then sell your products in preparation to pay back the loan.
Where Can I Apply?
If you are interested, open this link http://nirsalmfb.caderp.com/account/landingpage to begin your application process.
Frequently Asked Questions
What is the Interest Rate for This Loan?
Ans: The interest rate is nine percent (9%) per annum.
Do I need Collateral?
Ans: No, this loan scheme does not require a collateral.
How long will it take to receive the funds?
This loan scheme is designed to be easily accessible. The entire process is automated. From application submittion to disbursement takes six(6) to eight(8) weeks.
Has disbursement started?
Yes we have disbursed over N1.9B and this is still ongoing.
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